Sick Benefits & Death Tax – Mutual Aid of the Independent Order of St Luke

In Blacksburg, Virginia, the Independent Order of St Luke shared the same building with the Grant United Order of Odd Fellows, Tadmore Light 6184, located in New Town. That order’s copy of the Constitution and By-laws may be lost to history, but the Queen of Sheba Council’s 1921 version is fortunately accessible. This document highlights the significance of mutual aid within the framework of the function of the Order of St Luke.

Independent Order of St. Luke. Queen of Sheba Council No. , Randall K. Burkett, Lucy Emanuel, and Amos M. Gailliard. Constitution And By-laws of Queen of Sheba Council No. 1307, I.O. of St. Luke, Organized January 28th, 1921, White Plains, N.Y. [White Plains, N.Y.]: [The Council], 1921.

Madame Maggie J. Walker’s Vision for the Independent Order of St Luke Reflected in the Constitution and By-laws

During the Jim Crow era, white-owned firms refused to grant disability and life insurance to the black community. In response, IOSL provided weekly sickness and disability benefits as well as funeral assistance for its members starting in 1895. Similar to contemporary insurance companies, it offered various premium options. Mrs. Walker’s effective leadership in membership drives bolstered the organization’s finances, enabling prompt payment of death claims and reduced premium costs.

Sick Benefit

Members who wished to receive financial support in the event of being sick or disabled, paid monthly dues into the Sick Benefit fund. The Sick Committee manages the implementation of this benefit. The member could receive no more than $35/year. That equates to about $t00 in current value.